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Changed Mindset

March 20, 2018

The 12 Commandments of How Wealthy People Think

Commandment #1: Wealthy people have a growth mindset, not a fixed mindset.

Commandment #2: Wealthy people believe specific knowledge is the way to wealth as opposed to formal education.

Commandment #3: Wealthy people get their money to work for them instead of trading time for money.

Commandment #4: Wealthy people influence their friends and family in positive ways and bring them along for the journey.

Commandment #5: Wealthy people understand that the educational process is a journey, not a destination.

Commandment #6: Wealthy people build a mastermind group of people who are wealthier and more intelligent than they are.

Commandment #7: Wealthy people believe they are in total control of their destiny as opposed to their destiny being predetermined.

Commandment #8: Wealthy people believe in and are willing to promote their products, services, and businesses.

Commandment #9: Wealthy people know the greater impact money can have on other people’s lives.

Commandment #10: Wealthy people focus on opportunities instead of obstacles.

Commandment #11: Wealthy people have an investor mindset instead of a consumer mindset.

Commandment #12: Wealthy people learn to act in spite of fear.


Many poor people want to be rich, but their decisions and actions are geared towards survival instead of wealth and abundance. Building wealth is not comfortable. There is a huge difference between being comfortable and being wealthy. If your goal is to just be financially secure, chances are you will never be wealthy. However, if your

goal is to be wealthy, then chances are you will end up either wealthy or very, very comfortable.

Building wealth is not going to be convenient. You are going to have to make sacrifices to reach your goals. Wealthy people don’t base their decisions on what’s easy or convenient. They base their decisions on what is going to get them to their long-term goals even if it makes them uncomfortable.

Understand the concept of a wealthy mindset:

The single biggest difference between financial success and financial failure is embracing and living by these twelve commandments. Make it a practice to surround yourself with people who will push you to achieve more in your life. 

Find and join social circles, groups, and communities comprised of people who are financially playing the game at a higher level than you are. Then do everything you can to learn from the way they think, act, and make decisions with their money.

Then model those decisions with your own money. Find a way to do this even if you don’t have a lot of money right now. 

It’s fairly simple:

If you want to build wealth and master money, you must learn from

those who have already built their fortunes and have demonstrated

the ability to successfully manage it.

People who struggle financially either mismanage their money or they avoid the topic of money altogether. They often say things like, “I’ll start managing my money as soon as I get caught up and save a little.” This is like someone who says he’ll lose thirty pounds and then start exercising. One has to come before the other, not the other way around. You have to learn how to properly manage money and then, over time, you will have increasingly larger amounts of money to manage.

Commit right now, and practice the twelve commandments of money in your own life. Share them and empower others to do the same.

Change your mindset, change your goals, change your life! 


Source: Fortune Builders

Write Your Business Plan Outline

February 10, 2018

Start off with a simple draft of your idea, your passion, your gift or skill. Here are a few tips to get you started. You want to keep in mind that this plan will need to be updated frequently as you study and research your type of business. 

  • What are you selling? What problem are you solving?
  • What's your mission and motivation?
  • What makes your business unique?
  • What's your destination?
  • Who needs what you have to offer? Who is your ideal customer?
  • Who else could use your product or service?
  • Why do people need your product or service? 
  • Why should people buy from you and not from your competitors?
  • Why will people keep coming back to your business and refer others to you?
  • Why will you succeed where other, similar businesses have failed?
  • How will you operate? How will you handle production, services, distribution, delivery, etc.?
  • How much money do you need to get started? How will you raise the capital?
  • How will you market and promote yourself?
  • How will you manage cash flow?
  • Where will your business or office be located physically?
  • Where will potential customers learn about what you're offering?
  • Where do you want your business to be three years from now?
  • When will you start your business? What season and date make sense?
  • When will you know your business is a success? When you serve a certain number of clients/customers? When you reach a certain number of sales? When you move to another larger location? When you make a certain percentage of margin of profit?
  • When will you consider selling your business? 
These questions will help you to create your business plan. You may also use pictures, graphics, and charts if you are more of a visual person. Even a slide show works, as long as you're comfortable with the way you express your ideas. Go ahead and get started! You'll be surprised how much you get accomplished as you use critical thinking to answer the questions. YOU CAN DO IT!!! 

Resource: Soar by T.D. Jakes

Need assistance? Contact a Life Coach to schedule a 1 on 1 Coaching Session.